National Foundation for Credit Counseling (NFCC)
About This Service
Mission:
The National Foundation for Credit Counseling (NFCC) is dedicated to improving people’s financial well-being through access to quality financial counseling and education.
Services Provided
- Credit Counseling: NFCC member agencies offer personalized credit counseling to help individuals manage credit card debt and other financial challenges.
- Debt Management Plans (DMP): Assistance with setting up and managing debt repayment plans tailored to individual needs.
- Bankruptcy Counseling: Guidance and required counseling for those considering or undergoing bankruptcy, with potential fee waivers based on income or military service.
- Housing Counseling: Support for homeowners, home buyers, and distressed renters, including foreclosure prevention and home purchase education.
- Financial Education: Access to online courses, tools, and tips to improve financial literacy and decision-making.
- Specialized Support: Services for military members, veterans, students, and self-employed individuals.
How Services Work
- Intake questions are used to determine the most appropriate counseling services.
- Appointments can be scheduled in-person, online, or by phone.
- Clients are advised on how to prepare for sessions, such as gathering financial documents.
Fees and Eligibility
- Most NFCC member agencies provide free credit counseling and educational resources.
- Some services may have fees, which vary by agency and state law.
- Fee waivers may be available for bankruptcy counseling or DMPs based on income or military status.
Service Area
NFCC member agencies serve individuals nationwide, including residents of Louisa County, VA and surrounding regions. Services are accessible regardless of physical location, making them available to a broad geographic area.
Who Can Benefit
- Individuals and families facing credit card debt or financial hardship
- Homeowners, home buyers, and renters in distress
- Military personnel, veterans, students, and self-employed individuals seeking financial guidance
For more information or to find a local NFCC member agency, contact the organization or use the Agency Finder tool.
Contact Information
See Something Wrong?
Anyone in the community can suggest corrections or updates to this listing. All suggestions will be reviewed and fact-checked before any changes are made.
Suggest an UpdateRepresent This Organization?
If you represent this organization, you can request verification to manage its information directly.
Sign In to Request Verification